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	<title>Comments on: Ten Mortgage Refinancing Tips</title>
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	<link>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/</link>
	<description>Free 2012 mortgage advice.  Experienced professionals share mortgage advice and real estate advice.</description>
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		<title>By: Home Mortgage Kansas</title>
		<link>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/comment-page-1/#comment-2945</link>
		<dc:creator>Home Mortgage Kansas</dc:creator>
		<pubDate>Tue, 02 Feb 2010 15:26:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=675#comment-2945</guid>
		<description>I think number 7 starts to get to what I would add as number 11.  Work with someone who you trust and has shown some sort of interest in you.  I think the ten here are very important, but it makes a big difference for the homeowner, when they are comfortable with who is reworking their mortgage.  Thanks for the post.</description>
		<content:encoded><![CDATA[<p>I think number 7 starts to get to what I would add as number 11.  Work with someone who you trust and has shown some sort of interest in you.  I think the ten here are very important, but it makes a big difference for the homeowner, when they are comfortable with who is reworking their mortgage.  Thanks for the post.</p>
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	<item>
		<title>By: Joshua Bucio</title>
		<link>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/comment-page-1/#comment-2917</link>
		<dc:creator>Joshua Bucio</dc:creator>
		<pubDate>Sun, 31 Jan 2010 00:35:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=675#comment-2917</guid>
		<description>Yes, many reasons to refinance your current mortgage.  You always want to make sure there is a benefit though.</description>
		<content:encoded><![CDATA[<p>Yes, many reasons to refinance your current mortgage.  You always want to make sure there is a benefit though.</p>
]]></content:encoded>
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	<item>
		<title>By: Mortgage Loan</title>
		<link>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/comment-page-1/#comment-2897</link>
		<dc:creator>Mortgage Loan</dc:creator>
		<pubDate>Fri, 29 Jan 2010 06:46:17 +0000</pubDate>
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		<description>There are many common reasons why homeowners refinance: the opportunity to obtain a lower interest rate; the chance to shorten the term of their mortgage; the desire to convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa; the opportunity to tap a home&#039;s equity in order to finance a large purchase; and the desire to consolidate debt. Very nice tips surly some thing keep in mind.</description>
		<content:encoded><![CDATA[<p>There are many common reasons why homeowners refinance: the opportunity to obtain a lower interest rate; the chance to shorten the term of their mortgage; the desire to convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa; the opportunity to tap a home&#8217;s equity in order to finance a large purchase; and the desire to consolidate debt. Very nice tips surly some thing keep in mind.</p>
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	<item>
		<title>By: Joshua Bucio</title>
		<link>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/comment-page-1/#comment-2838</link>
		<dc:creator>Joshua Bucio</dc:creator>
		<pubDate>Fri, 22 Jan 2010 20:22:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=675#comment-2838</guid>
		<description>I&#039;m not a licensed accountant, so please verify with a CPA, but I believe you can receive gifts funds up to $13,000, before you have to pay an income tax.</description>
		<content:encoded><![CDATA[<p>I&#8217;m not a licensed accountant, so please verify with a CPA, but I believe you can receive gifts funds up to $13,000, before you have to pay an income tax.</p>
]]></content:encoded>
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	<item>
		<title>By: Education Program</title>
		<link>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/comment-page-1/#comment-2828</link>
		<dc:creator>Education Program</dc:creator>
		<pubDate>Thu, 21 Jan 2010 02:05:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=675#comment-2828</guid>
		<description>How much money can I receive as a gift without paying income tax?</description>
		<content:encoded><![CDATA[<p>How much money can I receive as a gift without paying income tax?</p>
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	<item>
		<title>By: Tax preparation</title>
		<link>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/comment-page-1/#comment-2794</link>
		<dc:creator>Tax preparation</dc:creator>
		<pubDate>Sat, 16 Jan 2010 00:22:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=675#comment-2794</guid>
		<description>Amazing post...These are really nice tips..
Thank  you for sharing this post..</description>
		<content:encoded><![CDATA[<p>Amazing post&#8230;These are really nice tips..<br />
Thank  you for sharing this post..</p>
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	<item>
		<title>By: credit advice</title>
		<link>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/comment-page-1/#comment-2684</link>
		<dc:creator>credit advice</dc:creator>
		<pubDate>Tue, 12 Jan 2010 08:01:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=675#comment-2684</guid>
		<description>I came across this blog - interesting read</description>
		<content:encoded><![CDATA[<p>I came across this blog &#8211; interesting read</p>
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