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	<title>Mortgage Advice - Credit Advice &#187; Refinance</title>
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	<link>http://www.genuinemortgageadvice.com</link>
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		<title>Refinance Mortgage Advice</title>
		<link>http://www.genuinemortgageadvice.com/refinance-mortgage-advice/</link>
		<comments>http://www.genuinemortgageadvice.com/refinance-mortgage-advice/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 19:38:45 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Refinance]]></category>
		<category><![CDATA[refinance mortgage advice]]></category>

		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=697</guid>
		<description><![CDATA[// 

A mortgage refinance is very important, because the interest rates have been at histoic lowes for so long.  Everyday, it seems I hear more and more that the interest rates will increase later this year, because the government has announced they will taper off the purchase of mortgage backed securities.  This action will have a direct affect [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Ten Mortgage Refinancing Tips</title>
		<link>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/</link>
		<comments>http://www.genuinemortgageadvice.com/ten-mortgage-refinancing-tips/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 15:38:42 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Refinance]]></category>
		<category><![CDATA[refinance tips]]></category>

		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=675</guid>
		<description><![CDATA[10 Easy Ways to Streamline Refinancing a Mortgage
As with many things, refinancing can be broken down into a series of smaller steps, each of which is fairly simple on its own. For example, the following are ten tips that can help anyone refinance a mortgage successfully: 

Specify the reasons for refinancing. Is the purpose of this [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>More Advice About Refinancing Your Mortgage</title>
		<link>http://www.genuinemortgageadvice.com/more-advice-about-refinancing-your-mortgage/</link>
		<comments>http://www.genuinemortgageadvice.com/more-advice-about-refinancing-your-mortgage/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 21:27:22 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=381</guid>
		<description><![CDATA[// 

The ups and the downs&#8230;the ups and the down!
The mortgage rates continue on their typical roller coaster ride over the last few weeks.  At one point, we saw lenders at 4.5% on a 30 year fixed rate, then about a week ago the 30 year fixed rate was at 5.5%.  What a difference that [...]]]></description>
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		<title>When Should I Refinance My Mortgage?</title>
		<link>http://www.genuinemortgageadvice.com/when-should-i-refinance-my-mortgage/</link>
		<comments>http://www.genuinemortgageadvice.com/when-should-i-refinance-my-mortgage/#comments</comments>
		<pubDate>Thu, 21 May 2009 04:05:27 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Refinance]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[should I refinance]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=351</guid>
		<description><![CDATA[I’ve been getting this question a lot lately, and mostly because of how low the interest rates have been.
The general rule of thumb most of us have heard is to reduce your interest rate by 1% or more.  Well, this isn&#8217;t always the case, because what&#8217;s more important is how much interest you will be saving [...]]]></description>
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		<title>Should I Do A 30 Year or 15 Year Mortgage?</title>
		<link>http://www.genuinemortgageadvice.com/should-i-do-a-30-year-or-15-year-mortgage/</link>
		<comments>http://www.genuinemortgageadvice.com/should-i-do-a-30-year-or-15-year-mortgage/#comments</comments>
		<pubDate>Tue, 28 Apr 2009 03:41:40 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Purchase]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[30 year vs 15 year]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=318</guid>
		<description><![CDATA[// 

This question has been very popular among the people looking to refinance, since the mortgage rates continue to be at historic lows.  (I heard that someone locked in at 4.5% the other day&#8230;)
In all reality, there are two main things to consider when deciding on a 30 year mortgage versus a 15 year mortgage.
1.  [...]]]></description>
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