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	<title>Mortgage Advice - Credit Advice &#187; Interest Rates</title>
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	<description>2010 mortgage advice and credit advice.  Read.  Learn.  Share.</description>
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		<title>Mortgage Rates Advice</title>
		<link>http://www.genuinemortgageadvice.com/mortgage-rates-advice/</link>
		<comments>http://www.genuinemortgageadvice.com/mortgage-rates-advice/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 21:27:18 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=706</guid>
		<description><![CDATA[Mortgage rates will go up this year.  (yes, a bold statement)
The government has been tapering off the purchase of mortgage backed securities and will finish at the end of the first quarter of 2010.  We all know that since the government started to purchase mortgage backed securities back in early 2009,the mortgage rates first dropped, and [...]]]></description>
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		<title>History Of The Mortgage Rates</title>
		<link>http://www.genuinemortgageadvice.com/history-of-the-mortgage-rates/</link>
		<comments>http://www.genuinemortgageadvice.com/history-of-the-mortgage-rates/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 20:01:34 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=441</guid>
		<description><![CDATA[Here is a direct link to a great chart that shows the history of the mortgage rates:  http://www.mortgagenewsdaily.com/mortgage_rates/charts.asp
Amazing how they go up and down, hey?
You can go directly to Mortgage News Daily to adjust the chart to see the history of the mortgage rates for other years.
What&#8217;s important to understand when looking at the history trend of [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>More Advice About Refinancing Your Mortgage</title>
		<link>http://www.genuinemortgageadvice.com/more-advice-about-refinancing-your-mortgage/</link>
		<comments>http://www.genuinemortgageadvice.com/more-advice-about-refinancing-your-mortgage/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 21:27:22 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=381</guid>
		<description><![CDATA[// 

The ups and the downs&#8230;the ups and the down!
The mortgage rates continue on their typical roller coaster ride over the last few weeks.  At one point, we saw lenders at 4.5% on a 30 year fixed rate, then about a week ago the 30 year fixed rate was at 5.5%.  What a difference that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seriously, credit scores are very important&#8230;but how important?</title>
		<link>http://www.genuinemortgageadvice.com/seriously-credit-scores-are-very-importantbut-how-important/</link>
		<comments>http://www.genuinemortgageadvice.com/seriously-credit-scores-are-very-importantbut-how-important/#comments</comments>
		<pubDate>Mon, 30 Mar 2009 00:35:56 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=271</guid>
		<description><![CDATA[We hear all the time that if you have credit scores in the 700&#8217;s, then you have excellent credit.  This is not always the case if you are looking for the absolute best interest rate for a mortgage loan.  You see, given the recent changes in the lending environment, the credit score has become more important than [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>4.5% Mortgage Rates?</title>
		<link>http://www.genuinemortgageadvice.com/45-mortgage-rates/</link>
		<comments>http://www.genuinemortgageadvice.com/45-mortgage-rates/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 00:49:04 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=233</guid>
		<description><![CDATA[It was late December 2008/early January 2009 when the media first announced the talk of the government trying to drop mortgage interest rates as low as 4.5%. 
We are now in early March and no one seems to be able to find the 4.5% 30 year fixed rate&#8230;.unless you want to pay points or thousands of dollars [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do You Think A 6.0% Interest Rate Is Too High?</title>
		<link>http://www.genuinemortgageadvice.com/do-you-think-a-60-interest-rate-is-too-high/</link>
		<comments>http://www.genuinemortgageadvice.com/do-you-think-a-60-interest-rate-is-too-high/#comments</comments>
		<pubDate>Sat, 13 Sep 2008 16:11:19 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genuinelending.wordpress.com/?p=93</guid>
		<description><![CDATA[
A reality check perhaps?  This chart shows the trend of the 30 year fixed interest rate for the last 37 years.  Let&#8217;s say it&#8217;s the 1980&#8217;s and you are looking for a home.  You give me a call about getting yourself pre-approved for a new home loan and I share with you how the rates [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
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		<title>How Does Someone Get Low Mortgage Interest Rates?</title>
		<link>http://www.genuinemortgageadvice.com/how-does-someone-get-low-mortgage-interest-rates/</link>
		<comments>http://www.genuinemortgageadvice.com/how-does-someone-get-low-mortgage-interest-rates/#comments</comments>
		<pubDate>Mon, 25 Aug 2008 23:04:27 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Add new tag]]></category>

		<guid isPermaLink="false">http://genuinelending.wordpress.com/?p=60</guid>
		<description><![CDATA[There really is no secret trick to finding the lowest mortgage rates available.  There is no special website nor is there one bank that will always have the lowest rate.
The simple and most honest answer is &#8220;comparison&#8221;&#8230;but remember to compare apples to apples.
Make sure you compare the interest rate and closing costs together.  Also, try to find [...]]]></description>
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