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	<title>Mortgage Advice - Credit Advice &#187; Credit Scores</title>
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	<link>http://www.genuinemortgageadvice.com</link>
	<description>2010 mortgage advice and credit advice.  Read.  Learn.  Share.</description>
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		<title>Credit Advice From Gangster Flicks</title>
		<link>http://www.genuinemortgageadvice.com/credit-advice-from-gangster-flicks/</link>
		<comments>http://www.genuinemortgageadvice.com/credit-advice-from-gangster-flicks/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 18:51:43 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit advice]]></category>

		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=718</guid>
		<description><![CDATA[This is certainly more geared towards the guys, but once I saw the headline it made me want to read and share with everyone.
It&#8217;s a list of 5 things you can learn about credit from popular gangster movies.
Here is the link, enjoy!  Credit Advice From Gangster Flicks
]]></description>
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		<slash:comments>7</slash:comments>
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		<title>How Credit Card Debt Affects Your Credit Scores</title>
		<link>http://www.genuinemortgageadvice.com/how-credit-card-debt-affects-your-credit-scores/</link>
		<comments>http://www.genuinemortgageadvice.com/how-credit-card-debt-affects-your-credit-scores/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 22:09:48 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit advice]]></category>

		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=658</guid>
		<description><![CDATA[One of the most important factors that affects your credit score is the total balances versus the total available credit limits.
Most people don&#8217;t realize that the balance on your credit card can affect your credit scores almost as much as a late payment.  Now, it doesn&#8217;t matter the balance on a specific credit card, unless [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mortgage Advice In Other Places</title>
		<link>http://www.genuinemortgageadvice.com/mortgage-advice-in-other-places/</link>
		<comments>http://www.genuinemortgageadvice.com/mortgage-advice-in-other-places/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 15:22:02 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit advice]]></category>
		<category><![CDATA[mortgage advice]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=387</guid>
		<description><![CDATA[It&#8217;s important to our readers that you find all the mortgage advice and credit advice you can possibly find.  So, I have taken the time to list a few places that you should visit and soak up all the mortgage advice you can take.
Hope this helps!
// 

Mortgage Advice Forums- I personally subscribe to this forum [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Identity Protection &#8211; Credit Protection</title>
		<link>http://www.genuinemortgageadvice.com/identity-protection-credit-protection/</link>
		<comments>http://www.genuinemortgageadvice.com/identity-protection-credit-protection/#comments</comments>
		<pubDate>Mon, 04 May 2009 22:02:18 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Credit Protection]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[identity protection]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=336</guid>
		<description><![CDATA[This is a very serious topic and only getting more serious, because theft and fraud will only continue to increase while we are in a struggling economy.
This sentence alone should make you think about identity theft protection:
&#8220;Identity theft has become more prevalent, with nearly 10 million American victims losing $48 billion in 2008.&#8221;
We give credit advice [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage Refinance With No Minimum Credit Score 2009</title>
		<link>http://www.genuinemortgageadvice.com/mortgage-refinance-with-no-minimum-credit-score-2009/</link>
		<comments>http://www.genuinemortgageadvice.com/mortgage-refinance-with-no-minimum-credit-score-2009/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 19:57:21 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[FHA Mortgage Loans]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=283</guid>
		<description><![CDATA[There is still one mortgage program that allows you to refinance without having to verify your credit scores. 
 Yes, you can have a credit score in the 500&#8217;s, or even lower, and still get approved for a mortgage refinance.
The only program that allows this approval is called a FHA Streamline Refinance.
What is a FHA streamline refinance?
It&#8217;s similar to a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seriously, credit scores are very important&#8230;but how important?</title>
		<link>http://www.genuinemortgageadvice.com/seriously-credit-scores-are-very-importantbut-how-important/</link>
		<comments>http://www.genuinemortgageadvice.com/seriously-credit-scores-are-very-importantbut-how-important/#comments</comments>
		<pubDate>Mon, 30 Mar 2009 00:35:56 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=271</guid>
		<description><![CDATA[We hear all the time that if you have credit scores in the 700&#8217;s, then you have excellent credit.  This is not always the case if you are looking for the absolute best interest rate for a mortgage loan.  You see, given the recent changes in the lending environment, the credit score has become more important than [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Understand The Simple Steps To Build Credit Scores</title>
		<link>http://www.genuinemortgageadvice.com/understand-the-simple-steps-to-build-credit-scores/</link>
		<comments>http://www.genuinemortgageadvice.com/understand-the-simple-steps-to-build-credit-scores/#comments</comments>
		<pubDate>Sat, 07 Mar 2009 17:16:41 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=240</guid>
		<description><![CDATA[Currently, 70% of all credit reports contain errors due to poor credit management.
Get Your 3 Credit Scores Online Free!
Whether you are just starting to first build your credit history or starting over fresh, there are real simple steps you can follow that can easily increase your credit scores.  These are the steps everyone should follow, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 3 things to improve your credit score.</title>
		<link>http://www.genuinemortgageadvice.com/top-3-things-to-improve-your-credit-score/</link>
		<comments>http://www.genuinemortgageadvice.com/top-3-things-to-improve-your-credit-score/#comments</comments>
		<pubDate>Wed, 30 Jan 2008 14:31:00 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://genuinelending.wordpress.com/2008/01/30/top-3-things-to-improve-your-credit-score/</guid>
		<description><![CDATA[
 
Above is a chart that shows how the credit bureaus value the various parts of your credit in order to determine your score. Source: Fair Isaac Corp.
1. Payment History - Your history of making payments on time helps to increase your credit score the most. Typically, the last 12 months of payment history is much [...]]]></description>
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		<slash:comments>0</slash:comments>
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