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	<title>Mortgage Advice - Credit Advice &#187; Bad Credit</title>
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	<link>http://www.genuinemortgageadvice.com</link>
	<description>2010 mortgage advice and credit advice.  Read.  Learn.  Share.</description>
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		<title>8 Ways to Get Out of Debt</title>
		<link>http://www.genuinemortgageadvice.com/8-ways-to-get-out-of-debt/</link>
		<comments>http://www.genuinemortgageadvice.com/8-ways-to-get-out-of-debt/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 19:38:38 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://www.genuinemortgageadvice.com/?p=677</guid>
		<description><![CDATA[

Partake in a little self-reflection. A misaligned mindset toward spending and shopping—compulsive or otherwise—can severely affect your financial and personal well-being. If you think you might have a problem with shopping or spending, there are several questions you should ask yourself:
-Do I feel guilty about shopping?
-Is my shopping causing financial trouble?
-Is my shopping, spending, and [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Do Payday Loans Affect My Credit?</title>
		<link>http://www.genuinemortgageadvice.com/do-payday-loan-affect-my-credit/</link>
		<comments>http://www.genuinemortgageadvice.com/do-payday-loan-affect-my-credit/#comments</comments>
		<pubDate>Wed, 08 Jul 2009 15:33:13 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[payday loans]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=412</guid>
		<description><![CDATA[I don&#8217;t care for payday loans usually, but I completely understand why a person or family may need one in the time of an emergency.
If you are looking into a small emergency loan, I would only recommend Online Cash 911.
Here is a direct link: Up To $1500 With No Credit Check

This company is very secure with [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Advice In Other Places</title>
		<link>http://www.genuinemortgageadvice.com/mortgage-advice-in-other-places/</link>
		<comments>http://www.genuinemortgageadvice.com/mortgage-advice-in-other-places/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 15:22:02 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit advice]]></category>
		<category><![CDATA[mortgage advice]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=387</guid>
		<description><![CDATA[It&#8217;s important to our readers that you find all the mortgage advice and credit advice you can possibly find.  So, I have taken the time to list a few places that you should visit and soak up all the mortgage advice you can take.
Hope this helps!
// 

Mortgage Advice Forums- I personally subscribe to this forum [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Mortgage Refinance With No Minimum Credit Score 2009</title>
		<link>http://www.genuinemortgageadvice.com/mortgage-refinance-with-no-minimum-credit-score-2009/</link>
		<comments>http://www.genuinemortgageadvice.com/mortgage-refinance-with-no-minimum-credit-score-2009/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 19:57:21 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[FHA Mortgage Loans]]></category>

		<guid isPermaLink="false">http://www.genuinelending.com/?p=283</guid>
		<description><![CDATA[There is still one mortgage program that allows you to refinance without having to verify your credit scores. 
 Yes, you can have a credit score in the 500&#8217;s, or even lower, and still get approved for a mortgage refinance.
The only program that allows this approval is called a FHA Streamline Refinance.
What is a FHA streamline refinance?
It&#8217;s similar to a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How About This New Year Resolution&#8230;</title>
		<link>http://www.genuinemortgageadvice.com/how-about-this-new-year-resolution/</link>
		<comments>http://www.genuinemortgageadvice.com/how-about-this-new-year-resolution/#comments</comments>
		<pubDate>Wed, 21 Jan 2009 21:20:28 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://genuinelending.com/?p=207</guid>
		<description><![CDATA[I believe we all make a new years resolution, whether we share it with others or not.  Personally, I made a resolution to work smarter and not harder, so I can spend more time with my family and do more things I personally enjoy.
We all have heard that lenders have tightened their guidelines when it comes [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No Down Payment. No PMI. No Minimum Credit Score</title>
		<link>http://www.genuinemortgageadvice.com/no-down-payment-no-pmi-no-minimum-credit-score/</link>
		<comments>http://www.genuinemortgageadvice.com/no-down-payment-no-pmi-no-minimum-credit-score/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 05:42:18 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[No Money Down Mortgage Loans]]></category>
		<category><![CDATA[PMI]]></category>

		<guid isPermaLink="false">http://genuinelending.wordpress.com/?p=160</guid>
		<description><![CDATA[// 

How is this possible?  One, if not all, of those three things can prevent a person from being pre-approved for a mortgage loan in Wisconsin.

Well, good news, there has been a mortgage program that has been around for awhile and now it has started to become more popular than ever.  The recent events of [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Bad Credit Mortgage Loans Are Still Available</title>
		<link>http://www.genuinemortgageadvice.com/bad-credit-mortgage-loans-are-still-available/</link>
		<comments>http://www.genuinemortgageadvice.com/bad-credit-mortgage-loans-are-still-available/#comments</comments>
		<pubDate>Wed, 10 Sep 2008 14:09:56 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[government programs]]></category>

		<guid isPermaLink="false">http://genuinelending.wordpress.com/?p=79</guid>
		<description><![CDATA[I specialize in bad credit mortgage loans and I do all I can to talk about how less than perfect credit can still get you a mortgage loan approval.
Government programs are in full force nowadays and they do not have a minimum credit score to qualify.
I encourage you to leave a comment with your feedback [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Bad Credit Mortgage Loan In Wisconsin</title>
		<link>http://www.genuinemortgageadvice.com/bad-credit-mortgage-loan-in-wisconsin/</link>
		<comments>http://www.genuinemortgageadvice.com/bad-credit-mortgage-loan-in-wisconsin/#comments</comments>
		<pubDate>Wed, 27 Feb 2008 23:32:00 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>

		<guid isPermaLink="false">http://genuinelending.wordpress.com/2008/02/27/bad-credit-mortgage-loan-in-wisconsin/</guid>
		<description><![CDATA[Does your local bank give you credit advice after denying your application?
How about this one&#8230;&#8221;Unfortunately, your loan application was denied. Feel free to try again in the future.&#8221;
How about the bank that doesn&#8217;t even take the time to call you back and say you have been denied!? This one really upsets people and usually crushes [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 3 things to improve your credit score.</title>
		<link>http://www.genuinemortgageadvice.com/top-3-things-to-improve-your-credit-score/</link>
		<comments>http://www.genuinemortgageadvice.com/top-3-things-to-improve-your-credit-score/#comments</comments>
		<pubDate>Wed, 30 Jan 2008 14:31:00 +0000</pubDate>
		<dc:creator>Joshua Bucio</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://genuinelending.wordpress.com/2008/01/30/top-3-things-to-improve-your-credit-score/</guid>
		<description><![CDATA[
 
Above is a chart that shows how the credit bureaus value the various parts of your credit in order to determine your score. Source: Fair Isaac Corp.
1. Payment History - Your history of making payments on time helps to increase your credit score the most. Typically, the last 12 months of payment history is much [...]]]></description>
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		<slash:comments>0</slash:comments>
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