I believe we all make a new years resolution, whether we share it with others or not.  Personally, I made a resolution to work smarter and not harder, so I can spend more time with my family and do more things I personally enjoy.

We all have heard that lenders have tightened their guidelines when it comes to lending money.  This doesn’t just go for mortgage loans, but auto loans, credit cards, etc.  Right now, it’s more important than ever to understand your credit report and do what you can to correct what can be corrected.  The higher your credit scores, the better your chance of getting approved, along with paying the less interest on any money you need to borrow.

If you already made a new years resolution, that’s ok, because there is nothing wrong with making a second one…heck even a third!  Make working on your credit one of those resolutions.  Even though I specialize in working with bad credit, I always like to see a past customer come back to me with much better credit scores, so I can work on getting them the best interest rate and save them the most money!

Over the years of working in this business, I would recommend a couple of credit repair companies.  One of them doesn’t even charge you until they show you results, now that’s service!

Make it a great year and I wish you and your family the best!

Credit Repair Consultants, Inc. - This is the company that doesn’t charge, until they show you results!

Lexington Law – Credit Report Repair -  Another great company and I believe many are attorney’s.

Sky Blue Credit Repair -  This is another company worth taking the time to look into.